Terms and Conditions

Last Updated: October 2, 2026

Welcome to Credit Centre. By accessing or using creditcentre.in, you agree to comply with and be bound by these Terms and Conditions.

Please read these terms carefully before using our website or submitting any enquiry.

1. About Credit Centre

Credit Centre is a digital lead generation and financial service facilitation platform focused on connecting customers and financial institutions.

We generate digital leads for financial institutions including banks, NBFCs, and independent lenders and help customers explore relevant financial products and services.

2. Use of Our Website

You agree to use this website only for lawful purposes.

You must not:

  • Provide false, inaccurate, or misleading information.
  • Submit information belonging to another person without authorization.
  • Use the website for fraudulent or unlawful activities.
  • Attempt to interfere with or damage the website.
  • Misuse any information, content, or functionality available on the website.

3. Enquiry and Lead Submission

Our website allows users to submit their details through the “Get Loan Quote in 5 Mins” enquiry form.

The form may collect:

  • Name
  • Phone
  • Email
  • Selected financial service or product of interest

Available service categories include:

  • Home Loan
  • Personal Loan
  • Business Loan
  • Credit Card
  • Mutual Fund & SIP
  • Investment Products
  • All Types Of Insurance

By submitting your details, you confirm that the information provided by you is accurate and that you are authorized to provide such information.

4. Financial Services and Lead Generation

Credit Centre facilitates enquiries and connects users with relevant financial institutions or service providers.

The submission of an enquiry does not guarantee:

  • Loan approval
  • Credit card approval
  • Investment approval
  • Insurance issuance
  • Any specific interest rate
  • Any specific loan amount
  • Any specific financial product
  • Approval within a particular time

The final decision regarding approval, eligibility, pricing, interest rates, terms, documentation, and issuance of any financial product rests with the respective bank, NBFC, lender, insurer, investment provider, or other financial institution.

5. Third-Party Financial Institutions

Credit Centre may connect or refer enquiries to relevant banks, NBFCs, lenders, insurance providers, investment-related service providers, or other financial institutions.

Each financial institution may have its own:

  • Eligibility criteria
  • Documentation requirements
  • Interest rates
  • Fees and charges
  • Approval process
  • Terms and conditions
  • Privacy policy

Users should review the applicable terms and conditions of the respective financial institution before proceeding with any financial product.

6. User Communication

After submitting an enquiry, you may receive communication from Credit Centre or relevant financial service providers regarding your enquiry.

Communication may take place through:

  • Phone
  • SMS
  • WhatsApp
  • Email

Such communication may relate to your selected financial service, enquiry status, financial products, or related assistance.

7. Accuracy of Information

We aim to provide useful and accurate information on our website. However, financial products, eligibility criteria, rates, offers, and terms may change from time to time.

Therefore, information displayed on the website should not be considered a guarantee of any particular financial product, approval, rate, or offer.

8. EMI Calculator

Credit Centre provides an EMI Calculator as a convenience tool for users to estimate loan repayment amounts.

The calculator displays estimates based on the information entered by the user.

The calculated EMI, interest amount, and total repayment amount are for illustrative purposes only and should not be considered a final quotation or financial approval.

Actual loan repayment amounts may vary depending on the lender, interest rate, tenure, fees, charges, and other applicable terms.

9. Intellectual Property

Unless otherwise stated, the content available on this website, including text, graphics, logos, images, design elements, and website structure, belongs to or is used by Credit Centre with appropriate rights.

You may not reproduce, copy, modify, distribute, publish, or commercially use website content without prior written permission.

10. Third-Party Links and Services

The website may contain links, integrations, or references to third-party websites or services.

Credit Centre does not control the content, availability, security, or policies of third-party websites.

Any interaction or transaction with a third-party service provider is subject to that provider’s own terms and policies.

11. Limitation of Liability

Credit Centre acts as a digital lead generation and financial service facilitation platform.

We shall not be responsible for decisions, approvals, rejections, delays, interest rates, fees, charges, product terms, or other actions taken by third-party financial institutions or service providers.

Users are responsible for reviewing and understanding the terms offered by the respective financial institution before accepting any financial product or service.

12. Website Availability

We aim to keep our website available and functional; however, we do not guarantee that the website will always be available, uninterrupted, error-free, or free from technical issues.

We may update, modify, suspend, or discontinue any part of the website or its functionality when required.

13. Privacy

Your use of this website and submission of personal information is also governed by our Privacy Policy.

Please review the Privacy Policy to understand how information submitted through the website may be collected, used, and shared.

14. Changes to These Terms

Credit Centre may update these Terms and Conditions from time to time.

Any changes will be published on this page along with an updated Last Updated date.

Your continued use of the website after changes are published means that you acknowledge the updated terms.

15. Contact Us

For questions or concerns regarding these Terms and Conditions, you can contact us:

Credit Centre

Phone: +91 78050 70515

Email: [email protected]

Address:
2nd Floor, Dosaj Building, Near Care English School, Bus Stand, Mahoba Road, Chhatarpur MP 471001
(24.921396, 79.585017)

Website: creditcentre.in

© 2026 Credit Centre. All Rights Reserved.